Should I Buy a Car with 250k Miles

Buying a car with 250k miles can be a smart move—or a costly mistake—depending on the vehicle’s history, maintenance, and brand. While high-mileage cars offer affordability, they demand careful inspection and realistic expectations about future repairs.

Key Takeaways

• High mileage isn’t an automatic dealbreaker: Some vehicles are built to last well beyond 250,000 miles with proper care.
• Maintenance history is critical: A well-documented service record can outweigh high odometer readings.
• Brand and model matter: Certain makes and models (like Toyota, Honda, and Subaru) are known for longevity.
• Get a pre-purchase inspection: A mechanic’s evaluation can reveal hidden issues before you buy.
• Budget for future repairs: Even reliable high-mileage cars may need major component replacements soon.
• Consider the cost per mile: A cheap car with 250k miles might cost more in repairs than a pricier, lower-mileage alternative.
• Think about resale value: Selling a 250k-mile car later will be difficult, so plan accordingly.

Should I Buy a Car with 250k Miles?

So, you’ve found a used car listing that catches your eye—decent price, decent features, and… 250,000 miles on the odometer. Your first instinct might be to scroll past it. After all, 250k miles sounds like a lot, right? It’s the kind of number that makes most people think, “This thing’s on its last legs.” But here’s the truth: high mileage alone doesn’t mean a car is ready for the scrapyard.

In fact, buying a car with 250k miles can be a smart financial decision—if you know what to look for. Many modern vehicles are engineered to last well beyond 200,000 miles, and some even push past 300,000 with the right care. The key isn’t just the number on the odometer; it’s the story behind that number. Was the car driven mostly on highways or stop-and-go city traffic? Was it serviced regularly? Did it live in a snowy climate with salted roads, or a dry, mild one?

This article will walk you through everything you need to know before deciding whether a 250k-mile car is right for you. We’ll cover the pros and cons, what to inspect, which brands last longest, and how to avoid common pitfalls. By the end, you’ll have the confidence to make an informed choice—whether that means walking away or driving off with a reliable, budget-friendly ride.

Understanding What 250,000 Miles Really Means

Let’s start with the basics: what does 250,000 miles actually represent? On average, Americans drive about 13,500 miles per year. That means a car with 250k miles has been on the road for roughly 18 to 20 years—assuming consistent use. But mileage alone doesn’t tell the full story.

Highway vs. City Driving

One of the biggest factors in a car’s longevity is how it was driven. Highway miles are generally easier on a vehicle than city miles. Why? Because highway driving involves steady speeds, fewer stops and starts, and less wear on the engine, transmission, and brakes. A car that’s spent most of its life cruising interstates might be in better shape than one that’s been idling at traffic lights in downtown traffic for years.

For example, imagine two 2005 Toyota Camrys, both with 250k miles. One was driven by a salesperson who traveled between cities five days a week. The other belonged to a city bus driver who navigated congested streets daily. Even with the same mileage, the highway-driven Camry likely has less internal wear and a smoother-running engine.

The Role of Maintenance

Mileage is only part of the equation. Maintenance is the other half. A car with 250k miles that has had regular oil changes, timely transmission fluid flushes, and consistent brake inspections can still have plenty of life left. On the flip side, a low-mileage car that was neglected can be a ticking time bomb.

Think of it like this: your body might be 50 years old, but if you’ve eaten well, exercised, and seen a doctor regularly, you could feel and function like someone much younger. The same goes for cars. A well-maintained 250k-mile vehicle can outperform a poorly cared-for 100k-mile one.

Modern Engines and Longevity

It’s also worth noting that engine technology has improved dramatically over the past two decades. Today’s engines are built with tighter tolerances, better materials, and advanced cooling systems. Many are designed to last 200,000 to 300,000 miles—especially in brands known for reliability.

For instance, Toyota’s 2AZ-FE engine, used in models like the Camry and RAV4 from the mid-2000s, has a reputation for durability. With proper maintenance, many of these engines have surpassed 300,000 miles. Similarly, Honda’s K-series engines and Subaru’s EJ25 boxer engines (when maintained well) are known to go the distance.

So, while 250k miles sounds high, it’s not necessarily a death sentence—especially if the car has been treated right.

Pros and Cons of Buying a High-Mileage Car

Like any major purchase, buying a car with 250k miles comes with trade-offs. Let’s break down the advantages and disadvantages so you can weigh your options.

Pros

• Lower Purchase Price: High-mileage cars are typically priced much lower than their lower-mileage counterparts. You might find a 250k-mile sedan for $3,000–$5,000, while a similar model with 100k miles could cost $10,000 or more.
• Depreciation Has Slowed: Most cars lose the majority of their value in the first 5–7 years. By the time a car hits 250k miles, it’s already at the bottom of the depreciation curve. That means you’re less likely to lose money if you need to sell it later.
• Proven Reliability: If a car has made it to 250k miles, it’s already proven it can last. You’re not taking a gamble on whether it will survive the next 50,000 miles—it already has.
• Fewer “Surprises”: Lower-mileage used cars can hide issues that haven’t yet surfaced. A high-mileage car has already been through the wear-and-tear phase, so major problems are more likely to have already appeared—and been fixed.

Cons

• Higher Risk of Major Repairs: Even well-maintained cars can experience failures in high-mileage components like the transmission, suspension, or engine seals.
• Limited Warranty Coverage: Most extended warranties exclude vehicles over 100k–150k miles, leaving you on the hook for repairs.
• Outdated Features: A 250k-mile car is likely 15–20 years old, meaning it may lack modern safety features like backup cameras, blind-spot monitoring, or advanced driver assistance systems.
• Harder to Finance: Many lenders are hesitant to finance cars with extremely high mileage, which could force you to pay cash or find alternative financing.
• Resale Challenges: When you’re ready to sell, finding a buyer for a 250k-mile car will be much harder, and you’ll likely get very little in return.

The bottom line? A high-mileage car can be a great value—if you’re prepared for the potential downsides. It’s not for everyone, but for budget-conscious buyers who do their homework, it can be a smart move.

Which Cars Are Most Likely to Last 250k Miles?

Not all cars are created equal when it comes to longevity. Some brands and models have earned a reputation for reliability and durability, making them better candidates for high-mileage purchases.

Top Brands for Longevity

• Toyota: Known for bulletproof engines and simple, durable designs. Models like the Camry, Corolla, and Tacoma often exceed 250k miles with basic maintenance.
• Honda: The Accord and Civic are legendary for their reliability. Honda’s engines are built to last, and their resale value remains strong even at high mileage.
• Subaru: While their boxer engines can be tricky, Subarus like the Outback and Forester are known for ruggedness, especially in harsh climates.
• Ford: Certain Ford trucks, like the F-150 with the 5.0L V8 or the 3.5L EcoBoost, have proven to be long-lasting when properly maintained.
• Chevrolet: The Silverado and Tahoe, especially with the 5.3L V8, are known for durability and are common sights with 200k+ miles.

Models to Consider

Here are a few specific models that frequently cross the 250k-mile mark:

• 2007–2011 Toyota Camry: Reliable, fuel-efficient, and easy to maintain. Look for one with a 4-cylinder engine and automatic transmission.
• 2006–2011 Honda Accord: Strong engine, spacious interior, and excellent build quality. The 4-cylinder models are especially durable.
• 2005–2014 Subaru Outback: Great for snowy or rural areas. Just watch for head gasket issues in earlier models.
• 2004–2008 Ford F-150: The 5.4L V8 had some issues, but the 5.0L V8 (2011+) is much more reliable. Stick to well-maintained examples.
• 2007–2013 Chevrolet Silverado 1500: The 5.3L V8 is a workhorse. Avoid trucks with a history of towing heavy loads unless maintenance is impeccable.

Red Flags to Watch For

Even in reliable models, certain issues can shorten a car’s lifespan. Be on the lookout for:

• Rust: Especially in older trucks and SUVs from snowy regions. Check the frame, wheel wells, and undercarriage.
• Oil Consumption: Some engines, like Toyota’s 2AZ-FE, are known to burn oil as they age. Ask for recent oil change records.
• Transmission Slippage: A common issue in high-mileage automatics. Test drive carefully and listen for hesitation or jerking.
• Suspension Wear: Worn shocks, struts, or bushings can make the ride uncomfortable and unsafe.

Choosing the right model can significantly increase your chances of getting a dependable high-mileage car.

How to Evaluate a 250k-Mile Car Before Buying

So, you’ve found a promising listing. Now what? Here’s a step-by-step guide to evaluating a high-mileage car like a pro.

1. Check the Vehicle History Report

Start with a report from Carfax or AutoCheck. This will tell you:

• Number of previous owners
• Accident history
• Title status (clean, salvage, rebuilt)
• Service records (if reported)
• Odometer rollback alerts

A clean history with one or two owners and no major accidents is a good sign. Multiple owners in a short time could indicate problems.

2. Review Maintenance Records

Ask the seller for maintenance logs. Look for:

• Regular oil changes (every 5,000–7,500 miles)
• Transmission fluid changes (every 30,000–60,000 miles)
• Timing belt replacements (if applicable)
• Brake and coolant system servicing

If the seller can’t provide records, that’s a red flag—even if the car looks good.

3. Get a Pre-Purchase Inspection (PPI)

This is non-negotiable. Take the car to a trusted mechanic—preferably one familiar with the make and model. A PPI typically costs $100–$150 but can save you thousands.

The mechanic will check:

• Engine compression and leaks
• Transmission condition
• Brake and suspension components
• Exhaust system
• Electrical systems
• Frame and body for rust or damage

Ask for a written report and don’t skip this step—even if the seller says the car is “perfect.”

4. Test Drive Thoroughly

During the test drive, pay attention to:

• Engine sound: Should be smooth and quiet. Knocking, ticking, or excessive noise could signal internal wear.
• Transmission shifts: Should be smooth and timely. Hesitation, jerking, or slipping is a bad sign.
• Braking: Should be firm and responsive. Pulsation could mean warped rotors.
• Steering: Should feel tight and responsive. Looseness may indicate worn suspension parts.
• Interior condition: Check for odors, water stains, or electrical issues.

Drive on both city streets and highways if possible. This will give you a fuller picture of how the car performs under different conditions.

5. Research Common Issues

Every model has known problems. Before you buy, search online forums like Reddit, CarTalk, or model-specific groups. Look for:

• Common failure points (e.g., head gaskets in older Subarus)
• Recalls or technical service bulletins (TSBs)
• Owner complaints about reliability

Knowing what to expect can help you negotiate the price or walk away if the risks are too high.

Budgeting for Repairs and Ownership Costs

Even the most reliable 250k-mile car will need attention. Here’s how to plan for the costs.

Set Aside a Repair Fund

Experts recommend budgeting $1,000–$2,000 per year for maintenance and repairs on a high-mileage vehicle. This isn’t just for oil changes—it’s for unexpected issues like:

• Alternator or starter replacement ($300–$600)
• Water pump or radiator repair ($400–$800)
• Suspension overhaul ($500–$1,500)
• Transmission service or rebuild ($1,500–$3,500)

Having a dedicated fund prevents financial stress when something breaks.

Consider the Total Cost of Ownership

Don’t just look at the purchase price. Factor in:

• Fuel efficiency (older cars may be less efficient)
• Insurance (older cars are usually cheaper to insure)
• Registration and taxes
• Potential financing costs
• Future resale value (likely very low)

Sometimes, a slightly higher-priced, lower-mileage car ends up being cheaper in the long run.

DIY vs. Professional Repairs

If you’re handy with tools, you can save money by doing basic maintenance yourself—oil changes, air filter replacements, brake pad swaps. But for major repairs, especially involving the engine or transmission, it’s usually best to go to a professional.

Just make sure you’re using quality parts. Cheap aftermarket components can fail faster and cause more problems.

Alternatives to Buying a 250k-Mile Car

Before you commit, consider whether a high-mileage car is truly your best option.

Certified Pre-Owned (CPO) Vehicles

CPO cars come with extended warranties, thorough inspections, and often lower mileage. While they cost more upfront, they offer peace of mind and protection against major repairs.

Newer Used Cars (100k–150k Miles)

A car with 100,000–150,000 miles might be a better balance of price and reliability. You get more modern features, better fuel economy, and a longer expected lifespan.

Leasing or Buying New

If your budget allows, leasing or buying new eliminates the uncertainty of high mileage. You’ll have the latest safety tech, warranty coverage, and predictable maintenance costs.

Alternative Transportation

For some, a high-mileage car isn’t worth the risk. Consider public transit, car-sharing services, or biking—especially if you live in an urban area.

Final Thoughts: Is a 250k-Mile Car Right for You?

So, should you buy a car with 250k miles? The answer depends on your priorities, budget, and risk tolerance.

If you’re looking for an affordable, no-frills vehicle and you’re willing to invest time and money into maintenance, a high-mileage car can be a great choice. Just make sure you do your due diligence: check the history, get it inspected, and choose a reliable model.

But if you need a dependable daily driver with modern safety features and minimal repair worries, you might be better off spending a bit more on a lower-mileage alternative.

Remember, mileage is just one piece of the puzzle. A well-cared-for 250k-mile car can still have plenty of life left—but only if you treat it right from day one.

Frequently Asked Questions

Is 250,000 miles too many for a used car?

Not necessarily. Many cars are built to last well beyond 250,000 miles, especially if they’ve been properly maintained. The key is evaluating the vehicle’s history and condition, not just the odometer reading.

What’s the average lifespan of a car?

The average car lasts about 150,000 to 200,000 miles, but many modern vehicles can exceed 250,000 miles with regular maintenance. Some even reach 300,000 miles or more.

Can you finance a car with 250k miles?

It’s difficult. Most lenders won’t finance vehicles with extremely high mileage. You may need to pay cash or find a specialized lender, which could come with higher interest rates.

How much should I pay for a 250k-mile car?

Prices vary, but expect to pay $2,000–$6,000 depending on the make, model, condition, and location. Always negotiate based on inspection findings and market value.

What are the most common problems in high-mileage cars?

Common issues include transmission wear, suspension failure, oil leaks, rust, and electrical problems. Regular maintenance can help prevent or delay these issues.

Should I buy a 250k-mile car for a teenager?

It can be a good first car if it’s reliable and safe, but avoid models with known safety issues or high repair costs. A well-maintained Toyota or Honda is often a solid choice.